Car Titles

Loans On Car Titles Knowledge Base

What banks are known for giving car loans with SALVAGED titles? I know its difficult to get a loan on a salvaged title car...but there are banks out there that will do it? Which ones are known for doing it?
what is the name of the company that refinances car title loans? I ran into some financial problems lately. Stupidly, I went to a car title pawn. Big mistake. I pawned my car title. I once heard a commercial on the radio that refinances car title loans. At the time I was not interested. Now I am. Does anyone know of a company that refinances title car loans? Is there a website? Thanks for your help.
Transferring car titles, and refinancing car loans, State of Texas? Okay. I have been paying on this car since I got in in May. It is in my dad's name, because I could not get one in my name. I had just gotten out of a bad marriage, and had not worked in 6 years. How hard would it be to refinance this car loan, and transer it in my name this summer? How can one do that?
i had a car title loan on my car but the motor blew do i let them just pick it up? About 8 months ago i got a title loan on my car stupid me, well i paid the finance month to month fee of 40 and only got a 160 loan well that car jus blew a rod in the motor and no longer is good, so i do i just let them come get the car?
Car title loans effects on credit score? Looking to improve my credit score. Can getting a car title loan and paying it off on time improve my credit history? Improve it enough to where its worth it to pay the interest?
car title loans questions? i took out a car title loan already defaulted and wanted to know can the report it stolen to the police and if i sell it can you be prosecuted or if you know anything about defaulting on a car loan
What should I expect if I took out a car title loan? No advertisers please!!!!! Not interested in any overseas loans or anything. Simply a local tiltle loan is what I am getting. I just want to know what happens to my title? do they report it to the dmv? does it go on my diving record? Are there penalties on my registration and insurance?
Can anyone tell me about Car Title Loans? I'm curious about taking out a car title loan.. I do need cash, lol. Anyway, if I was considering taking a CAR TITLE loan for about $1400.. I'm curious what the interest rates are. as in.. am i going to end up giving them $3000 for $1500 and also what the payments are like? Whats the minimum/maximum monthly payment range? I'd like to pay it off ASAP, can I avoid spending a lot of money on interest if say I pay them back within 2 months? I really don't understand these loans but I am sure there is a lot of money in it for them.. Someone clue me in a bit?
question about car title loans? If there are two people on the title of my car and I want to get a title loan would I need both parties? Because I have no way of getting in touch with the other person listed on the title..
A man conned me into putting a car loan and title in my name He has stopped making payments on the car help? The car title and loan are in my name. I have tried numerous times to convince him to let me sell the car or get it repossessed, but he will not comply. At one point he said that he had fixed his credit and was ready to put the car in his name and he needed a bill of sale signed. I sign one, than he never put the car in his name. I want to take him to court and sue him for the car and see if the judge won’t make him responsible for what I am going to owe the bank that gave me the loan. I never even drove this car once, I didn’t even have a license when it was bought. He PROMICED me that it would not be in my name for more then a few weeks. Now I am going to be sued for the cost of the car, legal fees, and lots of other fees involved with the credit union suing me. Is there anything I can do? I have no money for legal costs. I am merely a student at a community college, with hardly enough money to survive!
Questions about trading in a car that is financed through the bank for a less expensive car? We were wanting to trade in a car that we financed through a credit union for one that is a smaller, cheaper, and less of a gas guzzler. We have never traded in a car that wasn't already paid off, so I am wondering how this would work. Will the dealership take over the loan from the bank and we would have to reapply for a new car loan? Or can they just switch the car titles out on the loan? (Since it has a really good rate, I don't want to lose the bank one.) If we get a car that costs less than what we still owe on the first car, how will we get the difference? Will it paid towards the loan? If someone could please explain this process before I even step foot onto a car dealership, it would be greatly appreciated!
If you default on a car title loan will this negatively affect your credit rating? I've never done a car title loan before but, I'm a assuming if they take the car, the loan should be considered payment in full. Am I right?
Where can I find out how to start a car title loan company? I want to start a car title laon company, but my partner has a felony on his record. Is it legal for him to be on the paperwork? Where do I go to find out how to start and legalities. Thank you.
How to reduce interest paid on a car title loan? If I pay weekly on a monthly title loan for my car, will that reduce my interest? Right now the payments are astronomical monthly. I was hoping if I paid weekly it would slow the interest down...is that right?
two people on the loan/ car title, can one owner demand the car back w/o t? hello, i have a question here. if two people are listed on the loan and the title of the auto loan, can one refinance the car or take the car w/o the other persons approval if two people are legally the owners? does it matter if one is the co-signer? this is what happened. we switched the names around on the loan so that i could get a better rate, therefore making me the co-signer. i will be making the payments on the car. he keeps telling me that he can take the car and refi or keep the car because he can make the payments on it. but both of our names are on the title and the loan but me as the co-signer on the loan. now hes threatening to refinance the loan and take the car back from me and i wanted to know if this was legal. where can i get some free legal advice incase he tries to get the car? i guess i should add that nothing is past due. i make the payments
Can you be charged with fraud for defaulting on a car title loan? I received the loan in another state. I moved back to Tx but left the car in a relatives garage in the state where I got the loan. I have been unable to make the payments. They are threatening filing fraud chareges on me. I am willing to let them repo the car.
What happens if you dont have a zero balance at a car title loan company by the 12 month period? I took a car title loan out on my car at Titlemax in Sept. of 07. I still have about $400 left to pay back! What can I do if I cant pay it all by Sept.? Can I refinance the loan for the amount owed, and turn around and give it back to them? Or do they keep my car???
after paid off car loan I got car title with wrong model on it? After I paid off my car loan for Chase bank, I received a title. There are some errors on it. One is my car model. It should be Camry, but it says UXS instead. No car has that model. I called the bank several times and went to DMV. No one can fix it. Could someone please tell me what I can do. I would greatly appreciate your help.
How do i go about removing my exboyfriends name from my car title loan? He was the second signer not because of my credit though. He actually has no credit at all and mine is not terrible. We were trying to build his credit up for a house but he is cheating on me. So I just want to get his name off of the title how would I do this?
Why should I remove a lien from car title? Recently I paid off my car loan in full and the company (Honda) sent me my car title and the original loan document that has stamp "Paid in Full". It has a letter advising me to remove the lien on my title.
Can someone sell my car without me signing anything? My husband traded in a car that he's always used, although the title and car loan were in my name only. He said the dealership didn't require my signature for anything. Seems strange as his name wasn't on either the car title, the car loan, only on the car insurance.
How to remove a name from a car title/registration? Does anyone know how to have a name removed from a car title/registration and loan? My car is owned under my name as the owner and my ex as the "co owner". The car is financed and both of our names are listed. I do not wish to have his name on it and he doesn't want his name on it either. Is it possible to have his name removed from the registration? If so, is that possible while the loan is being paid off, or would it have to wait until the loan is paid?
I need some advice on getting a Car Title Loan in Mississippi? I have a clear Title on my car. I was wanting to know if anyone new an online title loan website that will loan me the money by me faxing them a copy of my Title.
What do I have to do to add a name to a title on a car? The car is still being financed and I need to be added to the car loan title. What is the process in I have to do?
If I am paying off a car loan does the bank have the car title? I have looked everywhere I can't find the car title.... Did I never get it? Does the bank hold on to it until I pay off the loan? Sorry I am new to this.. Thanks So I shouldn't be holding any paper title correct?
How do you get a duplicate copy of your car title? I paid my off my car loan (finially!) and got a copy of the title. I went on a clean- up spree, to organize my paperwork, and shredded alot of old paperwork, and set up new file folders. I cannot find my car title- I am convinced I shredded it by mistake. How do I get a duplicate copy?
can car title loaners take your car if u r late on a pymt? if u take out a loan on your used car from those car title loans do they actually take your car if you are late on pymts? and if so is that the end or can they still pursue u for more money??
defaulted on car loan credit union collected from loan default insurance company, who has car title? Defaulted on car loan, credit union paid off by loan default insurance; who has the title to the car?
Can I add my husband to my car's title if he's not on the car loan? I couldn't add my husband to the car loan because of his bad credit history but I would like to add him to the car title is this possible? We live in Kansas. Thanks.
How do I get a car title out of my name? I am in the process of getting a divorce and my name is the primary name on the car loan account. How do I get my name off the account? He is currently the cosigner. Does he need to take out a loan on his own to buy me out?
I got a car title loan in Dec. 07 and my car has now "blown up". Should I still pay on the loan? What would happen if I let the loan default? The loan was for 500.00 and I have to pay 610.00 back. It will cost me close to that in order to fix my car. The car isnt worth it to me.
After Paying off loan, how long it takes to receive Car Title in California? I am buying a user car from a person who has registered Title in CA. He had car loan. He has paid of the loan to the lender on April 15th. California DMV told that it has mailed the title on April 27th. He is still waiting for the title. Can anyone tell me, how long does the process takes to receive the title in post.
how do you put someone on your car title loan with you after you've had the car for a few years? my husband wants to put me on his car title. the car is almost paid off, we have 11 more months to pay on it and then we own it. we are wanting both of our names on the title. is this possible? if so how do we do this?
will my bank give me a secured loan with my car title? I have terrible credit and I need a loan. I have a paid off newer nice car bought with cash. Do banks give small loans with the secured car title? I don't want a to go to a title place becuase i have heard bad things about them. I also have an auto loan i am paying on in good dtanding for 7 months now
In the state of Idaho,where to look for how,what,etc of defaulting on a Car Title Loan? Need to know the specifics on the what,how,why,where,etc of if a consumer defaults even once on a Cat Title Loan through "Northwest Title Loan Company".Subjects such as consumer rights,car being took back by company,etc.
CAR TITLE LOAN: i got a car title loan in October 2006 but I defaulted on the loan never paid (yes i know its? my fault) the original loan was $300 pay back was $394 today i called to see how much I owe because I was gonna pay in full they say I owe $2094. And they say its $5 for everyday I dont come in. I live in Texas. Does that sound right or are they trying to get over on me?? I dont know what the usury laws are or anything. Its way more I was expecting to pay I know that. I thought maybe $1000 but not $2000 something dollars?
I have defaulted on a car title loan. This is day 30 and I'm now "holding their collateral." What's.... ....the worst they can do to me? I've traveled across state lines and not informed them of my new address. Also: should I file bankruptcy?
Hello, How long should I have to wait for a car title after I payed off the car loan? ? Its already been three weeks and now WFS said they can not find the title.. I had buyers for the car on ebay but I had to pull the add because the title did not come. So I lost out 40.00 dollars to list the add.. Please help
I need help getting a car loan!? I don't want a car title loan but I am not able to get a loan due to my credit. I own my 2007 Mustang free and clear and have a stable income. Does anyone know any way I can get a loan on it with bad credit? I worked really hard to buy this car and hate to sell it just because I need the money now. If you have ever worked with a lender or bank that uses bad credit then let me know! I need help please!
Car title loan before filing chapter 7? My mom is a co-signer on one of my credit cards- she now has alzheimers and I am needing to file Chapter 7and I cannot put her through this. My car is paid for in full - it is worth $13,000. Can I legally take out a car titile loan & pay that card off before filing?
I have car title loan.They're charging astronomical fees, & It's impossible to pay the loan off. What can I do I live in cola, sc and I can't seem to get any help with my problem. I took a loan out on my car, due to I was unemployed for 2 months, and I had to pay my rent. I'm now gainfully employed ,and I need my car. It seems that all the Car Title Loan company is trying to do is take my car. They charged me $169.00 late fee, making it impossible for me to pay them. My payments are $214.00 a month on an $800.00 loan. I've already paid them $600.00 but nothing has been applied to my principal. I'm not trying to get out of paying the loan, it's just that it seems that I'm never going to be able to pay it off. I never knew that they were allowed to charge such a high percentage on the loans (360%). I'm never going to be able to pay this off, and everytime I'm late I run a risk of getting my car repossessed. Any information, comment, assistance that anybody might be able to provide will be greatly appreaciate. Thanks! jam
How can I get a car title back after defaulting on a title loan in Oregon? I took the loan out in Sept of 2005. I paid ontime all the interest charges but was unable to pay the whole thing off. Then the car broke down and I defaulted on the loan. Now they are threatening to sue me after I have paid over 1000.00 for a 400.00 loan on top of offering them the car which they turned down because it does not run. I want to sell the car for parts but can't until I can get the title back. I don't think it is fair that I have paid so much and now they are trying to sue me for another 1200.00 on top of what I have paid already. What can I do? I just needed a little help on bills and now I am more in debt than I started. How can I get a title now to sell the parts off my car or sell the car totally?
is it legal to sell a car you have taken a car title loan on and the loan company has the title? back in the day i had a car took a title loan out on it, the loan company kept the title till i paid the loan but instead the car was sold and then later picked up for non payment, the buyer knew about the loan, was it a legal sale
Can you sell your car if there's a lean on the title? We owe a car title loan company..can we sell the car?
can I have my car title even if there is loan on the car.? currently my car loan bank Possesses my car title. I moved to another state and need to register my car in the new state so was thinking if I would need the title for that?
What's The Best Way To Buy Car With a Lien (Loan On Title)? Greetings, I'm interested in purchasing a vehicle. I have come to an agreement on the price with the owner, I was ready to wire the amount on Monday, but was notified that the car's title is not in his hand to be transferred to me. The owner owes XXX amount on the car to the bank he financed the car through. I don't know the exact figures, it could be the total price, less or more. This car is also out of state to me. What's the best way to go about purchasing this vehicle that would be safe to me financially. I don't want to pay off a car (Pay Him Directly, So he pays bank), and get a title that also has a lien on it. Also on the other hand, don't want to wait a month to have a title, and in a mean while have the car sit in my garage without being able to register it or drive it. Can some sort of same day thing take place, where I pay the bank directly and they hand me the title or is this something that will take weeks. Any bankers deal with this before? Thanks,
how is it that loan sharking has become legal through loan car title loans? not too long ago it was illegal for a businessman to loan a person money and want large percentage back for that loan, IT WAS ILEGAL! It was LOANSHARKING so why is it legal now what happen to United Stated morals
Title loans and insurance claims if the car is totaled? I was just in an automobile accident recently and pretty sure my car is totaled. My question is, if my car is totaled, and my car title is in a title loan right now, do I pursue the insurance company to pay it off or at least to the point so I may recieve the title back? Note that this is the other party's inusance that I am having to deal with since the accident was her fault. Not my own insurance
What states serve Car Title Loans? I know there are some states that do car title loans some states that don't. Can anyone give me a list of states that do and states that don't? Does Minnesota? Pennsylvania? Michigan? Ohio? Maryland? Washington? DC? Oklahoma? Nebraska? Virginia? Massachusetts? Rhode Island? Arkansas? North Carolina? Iowa? Missouri? Connecticut? South Carolina? Utah? Thank you.
Car title loans in Las Vegas? Where can I find a car title loan in Las Vegas, Nevada? I need to get a loan with bad credit.
Would you get one of those car title loans to bail your S/O out of jail? or just let them rot until the hearing ??? Keep in mind they charge like 300% interest compounded daily !
Where can I get a car loan I have the pink slip in Riverside Ca fast? I need to pay my rent & I only own my car, How long do car title loans work & how long do they give you to pay that loan back I don't wanna lose my car totally? Or does anybody know where I can make money fast?
What happends to a car title loan if you file bankruptcy? Would I still have to pay the title loan company? Could I keep my car? Help!
Transferring car title loans? I just paid my car off, which was under my parents names. Now, they want to transfer the title to my name. What do we need to do? Do we both need to be in attendance at the DMV?
Can a car title loan place have you arrested for theft if you don't repay the money? My brother took out a title loan like a dumb ass and now he has not repaid it and has hidden the car. Now the loan place is calling me saying they are gonna have him arrested for theft. Does anyone know if they can do that? Thanks for any help.
what will happen if i can not afford to pay my car title loan? my car title loan is due, but i cannot afford to pay them in full. What is going to happen to me or my car?
car title loans in nj? i'm looking to get a small loan and i was going to use my car title. i looked for car title loan places online but i don't want to fill any online apps i want to go to the store directly. does anybody know a website that shows car title loan locations in nj?
Can anyone tell me about Car Title Loans? I'm curious about taking out a car title loan.. I do need cash, lol. Anyway, if I was considering taking a CAR TITLE loan for about $1400.. I'm curious what the interest rates are. as in.. am i going to end up giving them $3000 for $1500 and also what the payments are like? Whats the minimum/maximum monthly payment range? I'd like to pay it off ASAP, can I avoid spending a lot of money on interest if say I pay them back within 2 months? I really don't understand these loans but I am sure there is a lot of money in it for them.. Someone clue me in a bit?
How would an online title loan company know if my car is broke? Has anyone ever used TURBO TITLE LOANS? It says they need a car title and a key. If it is online How do they get my car title and key? Also would they no if my car was broken? How?
car title loans? I know that some people run into tough times and there may be times that they may have to go to a place like title loans in order to get the money they need. however i have heard that the ints rate is very very high. I think its robbrey. do you think they should be shut down? i have heard of people who could not pay back the loan and lost thier cars. whats your thoughts?
Car title loans in iowa? my friend has an outstanding past due car title loan in iowa from one of those rip off car title for cash places. She owes them over $2500 dollars for $1000 back when she got the loan. I am not sure how these work in iowa since they have been banned. She wanted to get a duplicate title and sell the car so she wouldnt have to pay them back. Is this possible? Can she get a duplicate title before they try to repo the car and sell it? is there any laws against them repocessing the car since it has since been banned.
Are car title loans risky? Should I use my car as collateral? I was approved for a loan using my car title as collateral. They say the interest rate is 7% and there is no prepayment penalty. I only need $1,000 but the minimum loan amount is $2,600. Is this loan risky? Is there a way they can add additional interest fees that I may not be aware of? I cannot get a personal loan and do not have any credit cards b/c I don’t have any credit. Should I go through with this loan? I am nervous I just don’t want them to have any reason to take my car.
Car Title Loan Question: How do i go about getting my car title back IF i gave it to the loan people who do? car title loans for $300. But i never paid the $300 nor did they pick up my car yet. Its been 10 months and Im not sure what company I went to. I remember they told they send the title to Austin,Tx ( i live in Dallas,Tx) What do I do???
Can I get a short term loan from my bank with my car as collateral? My car title is free and clear. It's a 2002 Olds Alero. I've heard bad things about title loans from local title loan companies. The problem is my credit is not too great. My car is worth way more than I want to borrow. I only need around 300 - 500 dollars. Is it possible to qualify for a loan with the car as collateral?
Have an car title loan with outrages interest. Is there a company that can buy my loan at cheaper rate? I hocked the title to my truck for some fast cash. But the balance plus outrages interest is due in 30 days. Is there a finance co. that buys theses types of loans for a lower interest rate and monthly payments.
Can I get a car title switched to my name if its loan is in repayment? My mom took out a car loan for me in her name earlier this year. I've since moved out, to a place in the suburbs (where car insurance is generally cheaper). My credit is actually pretty close to hers at this point. If I wanted to get my own car insurance at my new address, would I need to refinance the car loan in my own name, or could we simply switch the title and keep the loan in her name?
I want to get a loan against my car (AKA: car title loan) can sum1 tell me who offers this? --please no preachy advice etc, just want to know who offers this and where. I tried at one place but they said car title loans are not allowed in my state. So where are they allowed??
Can I get a short term loan from my bank with my car as collateral? My car title is free and clear. It's a 2002 Olds Alero. I've heard bad things about title loans from local title loan companies. The problem is my credit is not too great. My car is worth way more than I want to borrow. I only need around 300 - 500 dollars. Is it possible to qualify for a loan with the car as collateral?
how do those car title loan places work? is it worth doing? can someone tell me whos done one please. did u get a decent amount and what was the interest?
What to do about title and car loan after divorce? My ex and I got divorced back in March 2008. In the divorce decree it states that the car we bought together would now be his and that he'd be responsible for the remaining balance on the loan. My question is, how do we get my name of the loan and/or title of the car? Do we need to contact the company the loan is through AND the DMV? Or just one or the other?
where can i get a car title loan from in north florida or south georgia? either in jacksonville,st.augustine,kingsland,waycross.somewhere close to st.augustine. thats where i live
car title loans in houston? where can i go to get a title loan in houston that will give me 90 days or more to pay it back
what should I know if I wanted to get a loan using my car title? I really need couple thousand dollars in emergency. So I am planning to get a loan using my car title. But I have no idea about it. What should I know before I get a loan using my car title in LA? What documents do I have to have? What is the average interest in month or in a year? Also how dangerous is it?
Explain to me how a car title loan works? I heard them advertised recently. Hopefully I will never need one.
Has anyone ever used the cashpoint car title loan company? What was the interest rate and terms? I was considering using this company for a short term loan, but I do not want to end up paying them double my loan amount or more. I was looking for about $1200-$1500. But I have used the "payday" loans years ago, and vowed never to use them again. They're rates were worse than a loan shark!
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