Loans On Car Titles Knowledge Base
what is the name of the company that refinances car title loans? I ran into some financial problems lately. Stupidly, I went to a car title pawn. Big mistake. I pawned my car title. I once heard a commercial on the radio that refinances car title loans. At the time I was not interested. Now I am. Does anyone know of a company that refinances title car loans? Is there a website? Thanks for your help.
Transferring car titles, and refinancing car loans, State of Texas? Okay. I have been paying on this car since I got in in May. It is in my dad's name, because I could not get one in my name. I had just gotten out of a bad marriage, and had not worked in 6 years. How hard would it be to refinance this car loan, and transer it in my name this summer? How can one do that?
Car title loans effects on credit score? Looking to improve my credit score. Can getting a car title loan and paying it off on time improve my credit history? Improve it enough to where its worth it to pay the interest?
car title loans questions? i took out a car title loan already defaulted and wanted to know can the report it stolen to the police and if i sell it can you be prosecuted or if you know anything about defaulting on a car loan
What should I expect if I took out a car title loan? No advertisers please!!!!! Not interested in any overseas loans or anything. Simply a local tiltle loan is what I am getting. I just want to know what happens to my title? do they report it to the dmv? does it go on my diving record? Are there penalties on my registration and insurance?
Can anyone tell me about Car Title Loans? I'm curious about taking out a car title loan.. I do need cash, lol. Anyway, if I was considering taking a CAR TITLE loan for about $1400.. I'm curious what the interest rates are. as in.. am i going to end up giving them $3000 for $1500 and also what the payments are like? Whats the minimum/maximum monthly payment range? I'd like to pay it off ASAP, can I avoid spending a lot of money on interest if say I pay them back within 2 months? I really don't understand these loans but I am sure there is a lot of money in it for them.. Someone clue me in a bit?
question about car title loans? If there are two people on the title of my car and I want to get a title loan would I need both parties? Because I have no way of getting in touch with the other person listed on the title..
A man conned me into putting a car loan and title in my name He has stopped making payments on the car help? The car title and loan are in my name. I have tried numerous times to convince him to let me sell the car or get it repossessed, but he will not comply. At one point he said that he had fixed his credit and was ready to put the car in his name and he needed a bill of sale signed. I sign one, than he never put the car in his name. I want to take him to court and sue him for the car and see if the judge won’t make him responsible for what I am going to owe the bank that gave me the loan. I never even drove this car once, I didn’t even have a license when it was bought. He PROMICED me that it would not be in my name for more then a few weeks. Now I am going to be sued for the cost of the car, legal fees, and lots of other fees involved with the credit union suing me. Is there anything I can do? I have no money for legal costs. I am merely a student at a community college, with hardly enough money to survive!
Questions about trading in a car that is financed through the bank for a less expensive car? We were wanting to trade in a car that we financed through a credit union for one that is a smaller, cheaper, and less of a gas guzzler. We have never traded in a car that wasn't already paid off, so I am wondering how this would work. Will the dealership take over the loan from the bank and we would have to reapply for a new car loan? Or can they just switch the car titles out on the loan? (Since it has a really good rate, I don't want to lose the bank one.) If we get a car that costs less than what we still owe on the first car, how will we get the difference? Will it paid towards the loan? If someone could please explain this process before I even step foot onto a car dealership, it would be greatly appreciated!
How to reduce interest paid on a car title loan? If I pay weekly on a monthly title loan for my car, will that reduce my interest? Right now the payments are astronomical monthly. I was hoping if I paid weekly it would slow the interest down...is that right?
two people on the loan/ car title, can one owner demand the car back w/o t? hello, i have a question here. if two people are listed on the loan and the title of the auto loan, can one refinance the car or take the car w/o the other persons approval if two people are legally the owners? does it matter if one is the co-signer? this is what happened. we switched the names around on the loan so that i could get a better rate, therefore making me the co-signer. i will be making the payments on the car. he keeps telling me that he can take the car and refi or keep the car because he can make the payments on it. but both of our names are on the title and the loan but me as the co-signer on the loan. now hes threatening to refinance the loan and take the car back from me and i wanted to know if this was legal. where can i get some free legal advice incase he tries to get the car? i guess i should add that nothing is past due. i make the payments
Can you be charged with fraud for defaulting on a car title loan? I received the loan in another state. I moved back to Tx but left the car in a relatives garage in the state where I got the loan. I have been unable to make the payments. They are threatening filing fraud chareges on me. I am willing to let them repo the car.
after paid off car loan I got car title with wrong model on it? After I paid off my car loan for Chase bank, I received a title. There are some errors on it. One is my car model. It should be Camry, but it says UXS instead. No car has that model. I called the bank several times and went to DMV. No one can fix it. Could someone please tell me what I can do. I would greatly appreciate your help.
Why should I remove a lien from car title? Recently I paid off my car loan in full and the company (Honda) sent me my car title and the original loan document that has stamp "Paid in Full". It has a letter advising me to remove the lien on my title.
Can someone sell my car without me signing anything? My husband traded in a car that he's always used, although the title and car loan were in my name only. He said the dealership didn't require my signature for anything. Seems strange as his name wasn't on either the car title, the car loan, only on the car insurance.
How to remove a name from a car title/registration? Does anyone know how to have a name removed from a car title/registration and loan? My car is owned under my name as the owner and my ex as the "co owner". The car is financed and both of our names are listed. I do not wish to have his name on it and he doesn't want his name on it either. Is it possible to have his name removed from the registration? If so, is that possible while the loan is being paid off, or would it have to wait until the loan is paid?
How do you get a duplicate copy of your car title? I paid my off my car loan (finially!) and got a copy of the title. I went on a clean- up spree, to organize my paperwork, and shredded alot of old paperwork, and set up new file folders. I cannot find my car title- I am convinced I shredded it by mistake. How do I get a duplicate copy?
How do I get a car title out of my name? I am in the process of getting a divorce and my name is the primary name on the car loan account. How do I get my name off the account? He is currently the cosigner. Does he need to take out a loan on his own to buy me out?
After Paying off loan, how long it takes to receive Car Title in California? I am buying a user car from a person who has registered Title in CA. He had car loan. He has paid of the loan to the lender on April 15th. California DMV told that it has mailed the title on April 27th. He is still waiting for the title. Can anyone tell me, how long does the process takes to receive the title in post.
will my bank give me a secured loan with my car title? I have terrible credit and I need a loan. I have a paid off newer nice car bought with cash. Do banks give small loans with the secured car title? I don't want a to go to a title place becuase i have heard bad things about them. I also have an auto loan i am paying on in good dtanding for 7 months now
I need help getting a car loan!? I don't want a car title loan but I am not able to get a loan due to my credit. I own my 2007 Mustang free and clear and have a stable income. Does anyone know any way I can get a loan on it with bad credit? I worked really hard to buy this car and hate to sell it just because I need the money now. If you have ever worked with a lender or bank that uses bad credit then let me know! I need help please!
Car title loan before filing chapter 7? My mom is a co-signer on one of my credit cards- she now has alzheimers and I am needing to file Chapter 7and I cannot put her through this. My car is paid for in full - it is worth $13,000. Can I legally take out a car titile loan & pay that card off before filing?
I have car title loan.They're charging astronomical fees, & It's impossible to pay the loan off. What can I do I live in cola, sc and I can't seem to get any help with my problem. I took a loan out on my car, due to I was unemployed for 2 months, and I had to pay my rent. I'm now gainfully employed ,and I need my car. It seems that all the Car Title Loan company is trying to do is take my car. They charged me $169.00 late fee, making it impossible for me to pay them. My payments are $214.00 a month on an $800.00 loan. I've already paid them $600.00 but nothing has been applied to my principal. I'm not trying to get out of paying the loan, it's just that it seems that I'm never going to be able to pay it off. I never knew that they were allowed to charge such a high percentage on the loans (360%). I'm never going to be able to pay this off, and everytime I'm late I run a risk of getting my car repossessed. Any information, comment, assistance that anybody might be able to provide will be greatly appreaciate. Thanks! jam
How can I get a car title back after defaulting on a title loan in Oregon? I took the loan out in Sept of 2005. I paid ontime all the interest charges but was unable to pay the whole thing off. Then the car broke down and I defaulted on the loan. Now they are threatening to sue me after I have paid over 1000.00 for a 400.00 loan on top of offering them the car which they turned down because it does not run. I want to sell the car for parts but can't until I can get the title back. I don't think it is fair that I have paid so much and now they are trying to sue me for another 1200.00 on top of what I have paid already. What can I do? I just needed a little help on bills and now I am more in debt than I started. How can I get a title now to sell the parts off my car or sell the car totally?
What's The Best Way To Buy Car With a Lien (Loan On Title)? Greetings, I'm interested in purchasing a vehicle. I have come to an agreement on the price with the owner, I was ready to wire the amount on Monday, but was notified that the car's title is not in his hand to be transferred to me. The owner owes XXX amount on the car to the bank he financed the car through. I don't know the exact figures, it could be the total price, less or more. This car is also out of state to me. What's the best way to go about purchasing this vehicle that would be safe to me financially. I don't want to pay off a car (Pay Him Directly, So he pays bank), and get a title that also has a lien on it. Also on the other hand, don't want to wait a month to have a title, and in a mean while have the car sit in my garage without being able to register it or drive it. Can some sort of same day thing take place, where I pay the bank directly and they hand me the title or is this something that will take weeks. Any bankers deal with this before? Thanks,
Title loans and insurance claims if the car is totaled? I was just in an automobile accident recently and pretty sure my car is totaled. My question is, if my car is totaled, and my car title is in a title loan right now, do I pursue the insurance company to pay it off or at least to the point so I may recieve the title back? Note that this is the other party's inusance that I am having to deal with since the accident was her fault. Not my own insurance
What states serve Car Title Loans? I know there are some states that do car title loans some states that don't. Can anyone give me a list of states that do and states that don't? Does Minnesota? Pennsylvania? Michigan? Ohio? Maryland? Washington? DC? Oklahoma? Nebraska? Virginia? Massachusetts? Rhode Island? Arkansas? North Carolina? Iowa? Missouri? Connecticut? South Carolina? Utah? Thank you.
Transferring car title loans? I just paid my car off, which was under my parents names. Now, they want to transfer the title to my name. What do we need to do? Do we both need to be in attendance at the DMV?
car title loans in nj? i'm looking to get a small loan and i was going to use my car title. i looked for car title loan places online but i don't want to fill any online apps i want to go to the store directly. does anybody know a website that shows car title loan locations in nj?
Can anyone tell me about Car Title Loans? I'm curious about taking out a car title loan.. I do need cash, lol. Anyway, if I was considering taking a CAR TITLE loan for about $1400.. I'm curious what the interest rates are. as in.. am i going to end up giving them $3000 for $1500 and also what the payments are like? Whats the minimum/maximum monthly payment range? I'd like to pay it off ASAP, can I avoid spending a lot of money on interest if say I pay them back within 2 months? I really don't understand these loans but I am sure there is a lot of money in it for them.. Someone clue me in a bit?
car title loans? I know that some people run into tough times and there may be times that they may have to go to a place like title loans in order to get the money they need. however i have heard that the ints rate is very very high. I think its robbrey. do you think they should be shut down? i have heard of people who could not pay back the loan and lost thier cars. whats your thoughts?
Car title loans in iowa? my friend has an outstanding past due car title loan in iowa from one of those rip off car title for cash places. She owes them over $2500 dollars for $1000 back when she got the loan. I am not sure how these work in iowa since they have been banned. She wanted to get a duplicate title and sell the car so she wouldnt have to pay them back. Is this possible? Can she get a duplicate title before they try to repo the car and sell it? is there any laws against them repocessing the car since it has since been banned.
Are car title loans risky? Should I use my car as collateral? I was approved for a loan using my car title as collateral. They say the interest rate is 7% and there is no prepayment penalty. I only need $1,000 but the minimum loan amount is $2,600. Is this loan risky? Is there a way they can add additional interest fees that I may not be aware of? I cannot get a personal loan and do not have any credit cards b/c I don’t have any credit. Should I go through with this loan? I am nervous I just don’t want them to have any reason to take my car.
Can I get a short term loan from my bank with my car as collateral? My car title is free and clear. It's a 2002 Olds Alero. I've heard bad things about title loans from local title loan companies. The problem is my credit is not too great. My car is worth way more than I want to borrow. I only need around 300 - 500 dollars. Is it possible to qualify for a loan with the car as collateral?
Can I get a car title switched to my name if its loan is in repayment? My mom took out a car loan for me in her name earlier this year. I've since moved out, to a place in the suburbs (where car insurance is generally cheaper). My credit is actually pretty close to hers at this point. If I wanted to get my own car insurance at my new address, would I need to refinance the car loan in my own name, or could we simply switch the title and keep the loan in her name?
Can I get a short term loan from my bank with my car as collateral? My car title is free and clear. It's a 2002 Olds Alero. I've heard bad things about title loans from local title loan companies. The problem is my credit is not too great. My car is worth way more than I want to borrow. I only need around 300 - 500 dollars. Is it possible to qualify for a loan with the car as collateral?
What to do about title and car loan after divorce? My ex and I got divorced back in March 2008. In the divorce decree it states that the car we bought together would now be his and that he'd be responsible for the remaining balance on the loan. My question is, how do we get my name of the loan and/or title of the car? Do we need to contact the company the loan is through AND the DMV? Or just one or the other?
what should I know if I wanted to get a loan using my car title? I really need couple thousand dollars in emergency. So I am planning to get a loan using my car title. But I have no idea about it. What should I know before I get a loan using my car title in LA? What documents do I have to have? What is the average interest in month or in a year? Also how dangerous is it?
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