Can You Help Finding Online Car Financing Service?
I'm looking for a reputable online Car Financing Company that will cater to me so I can avoid the dealer "tricks" and the insulting low-ball offer that my bank just presented me with. I am a first time car buyer and only 22 years old so I understand that some companies will just not want to deal with me.
Public Comments
- I would work with a Credit Union if possible, as they provide better rates for car loans, and aren't as hoity toity as national banks If not, then I suggest Capital One's Car Loan program: http://www.capitalone.com/autoloans/ Or do a search on LendingTree.com for more options.
- Financing is something you need to take care of locally and in person. Visit a Credit Union of your current bank isn't offering you a decent rate. But you are correct in one thing, you need to bring in a pre-approved loan from a 3rd party lender in order to avoid the financing shell game the dealers play. But in this economic climate don't be put off if all the offers you get are slightly unfavorable. You are a young first time buyer and your credit history probably isn't what it needs to be to get the best rates. Money is tight, I'd be happy with any reasonable approval from a traditional lender.
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